If you’re planning to buy top 5 cars under Rs 20 lakhs but feel confused about which one to choose, we’ve got you covered! In this article, we’ll discuss the top 5 cars under Rs 20 lakhs. These cars offer the best combination of features, performance, and value.
Let’s dive into our list! Note that these are not ranked in any particular order, but each car stands out for its unique strengths.
Table of Contents
1. Skoda Slavia – Premium Sedan with Great Build Quality

Skoda Slavia is the only sedan on this list. It’s currently available with discounts, making it an even more attractive option. Known for its solid build quality, spacious cabin, and impressive ground clearance (179mm), the Slavia can handle rough roads comfortably despite being a sedan.
Key Features:
- Two engine options: 1.0L turbo (manual/automatic) and 1.5L turbo (manual/DSG)
- 1.0L engine is highly recommended for city use
- Large boot space and good rear-seat comfort
- High ground clearance for a sedan
Pros:
- Strong build quality and stability
- Comfortable ride and spacious cabin
- Decent handling and ground clearance
Cons:
- 1.5L DSG gearbox may lack reliability compared to other transmissions
- Performance of the DSG feels slightly de-tuned
Recommendation: Opt for the 1.0L engine unless you need more power. Avoid the DSG if reliability is a concern.
2. Hyundai Creta – Feature-Packed and Comfortable SUV

Hyundai Creta remains one of the most popular choices in this price range. The 1.5L non-turbo petrol engine with CVTis surprisingly good for city and highway driving. It delivers smooth performance and comfort, making it a perfect family SUV.
Key Features:
- Panoramic sunroof
- Ventilated seats
- ADAS (Advanced Driver Assistance Systems)
- Spacious cabin with reclining rear seats
Pros:
- Excellent comfort and ride quality
- Easy to drive and fuel-efficient
- Loaded with features
Cons:
- Safety rating of 3 stars (pre-facelift model)
- Not the most powerful engine
Recommendation: Choose the 1.5L non-turbo petrol with CVT for balanced performance and comfort.
3. Honda Elevate – A No-Nonsense SUV

Honda Elevate might not be the most feature-rich SUV, but it excels in practicality, space, and reliability. If you’re looking for a no-nonsense SUV with great mileage and solid ride quality, this is a strong contender.
Key Features:
- 1.5L petrol engine with CVT
- Decent feature set, including a 10-inch touchscreen, 360-degree camera, and ADAS
- High ground clearance and spacious cabin
Pros:
- Great ride and handling
- Reliable and fuel-efficient
- Practical and spacious
Cons:
- Cabin noise is higher than competitors
- Fewer features compared to rivals
Recommendation: Perfect for buyers who prioritize reliability and space over fancy features.
4. Tata Curvv – Futuristic Styling with Decent Performance

The Tata Curvv is a new entrant in the market, offering futuristic styling and good value for money. While it’s not the most powerful SUV, it’s ideal for city and highway use. The diesel engine offers better performance for those who need extra power.
Key Features:
- Bold and futuristic design
- Available in both petrol and diesel options
- Large boot space
Pros:
- Attractive design
- Diesel variant offers good power
- Well-equipped with features
Cons:
- Petrol engine can be noisy
- Performance could be better
Recommendation: Go for the diesel variant if you want more power and better performance.
5. Mahindra XUV700 – The Ultimate 7-Seater SUV

The Mahindra XUV700 stands out for its powerful engines, premium features, and spacious cabin. Available with 2.0L turbo petrol and 2.2L diesel engines, the XUV700 offers unmatched performance in this segment.
Key Features:
- Panoramic sunroof
- 10-inch touchscreen and digital instrument cluster
- 5-star safety rating
- ADAS and low maintenance cost
Pros:
- Powerful engines and excellent pickup
- Spacious and comfortable 7-seater
- High safety rating
Cons:
- Petrol engine delivers low mileage (5-8 km/l)
- Mid variant falls within the 20-lakh budget; higher variants can get expensive
Recommendation: Opt for the diesel variant for better fuel efficiency and a complete package.
Final Thoughts
Choosing the right car depends on your priorities—whether it’s performance, comfort, reliability, or features. Here’s a quick recap:
- Skoda Slavia – Best for those who want a premium sedan with strong build quality
- Hyundai Creta – Ideal for comfort, features, and family use
- Honda Elevate – Great for practicality and reliability
- Tata Curvv – Best for stylish looks and diesel performance
- Mahindra XUV700 – The ultimate 7-seater with powerful engines and top-tier features
If you’re still confused about which car suits you best, you can consult with experts for personalized advice
Author- Ayush